SPiRALNY vs. McKee Realty: compare the full brokerage cost
Both brokerages advertise a 100% commission option. Compare the published recurring charges and onboarding costs, then evaluate the services against the way you actually work.
Published 100% plan fees, side by side
Checked October 14, 2026 against SPiRALNY's official commission page and McKee's published plans. These are advertised terms, not an individual contract quote.
| Cost | SPiRALNY | McKee Realty |
|---|---|---|
| 100% plan monthly base | $399 | $140 |
| Monthly E&O / technology | $25 / $55 | Included in the plan |
| Published recurring total | $479 before processing; $498.16 in the signup form | $140 |
| One-time onboarding | $250 before processing; $260 in the signup form | $200 |
| Processing | Signup form states 4% | No separate processing fee listed on the plans page |
| Transaction fees | Confirm in the current agreement | No transaction fees |
SPiRALNY's signup form applies 4% processing to its displayed package and onboarding amounts. Confirm final charges and optional services directly before signing.
Service fit matters alongside the monthly number
SPiRALNY advertises broker support, mentorship, a cloud platform, and leads whose distribution varies by plan, production, and availability. McKee publishes an agent dashboard, marketing and AI tools, E&O, and transaction coordination. This comparison does not independently rate either firm's service quality or promise a particular production result.
Ask each team to demonstrate a transaction like yours. Who reviews the file? How do you request help? Which services are included, optional, or handled by outside providers? If leads matter to your decision, ask for written eligibility and allocation details; do not treat a general marketing statement as guaranteed business.
Put the published charges into an annual budget
McKee's published 100% plan
$140/month + $200 one-time onboarding. No transaction fees; E&O insurance, agent dashboard, marketing and AI tools, and transaction coordination are included.
Twelve monthly payments total $1,680, or $1,880 including onboarding in the first year. These are brokerage charges, not a budget for every expense of operating an agent business. Confirm any association, MLS, or optional third-party services you need.
Review all McKee plansCompare the same twelve-month period and include onboarding, processing, optional services, and any commission split that applies to the plan you choose. This page does not assume that either brokerage's fee covers every expense of running your business.
Which brokerage fits your business?
McKee may fit an agent prioritizing its published monthly cost and included tools. An agent evaluating mentorship, leads, or specialized services should ask both teams for specific commitments. Price alone cannot establish which brokerage is best for a particular agent.
Use the switching checklist to prepare a conversation with McKee before making a move.
Sources and comparison scope
Published by McKee Realty, not an independent review. SPiRALNY is a separate brokerage and is not affiliated with McKee. Competitor information was checked October 14, 2026 on SPiRALNY's official commission page. McKee terms are drawn from our plans page. Confirm current agreements and any service-specific conditions with each brokerage.
Bring your business to the conversation.
Tell us your market, property types, and current brokerage. Ask for a plan breakdown and a walkthrough of the tools you would use.
Start your McKee application